A Law Career

When Medical Bills Take On A New Meaning

by Ruby Mckinney

Most people are aware of the rising cost of medical treatments. Even minor issues can end up costing thousands of dollars. Unfortunately, an auto accident can cause victims to incur a great deal of medical bills. If you have been hurt through no fault of your own, your medical costs could be borne by the at-fault driver's insurance carrier. Keeping this in mind, you might not realize the impact your medical treatment and its associated costs can have on the compensation you receive as a result of the wreck. To learn more about the strong connection your medical bills bear on your personal injury compensation, read on.

Are Your Medical Bills Being Paid?

Most people are glad to have their medical bills paid after an accident. In most cases, the other driver's insurer will foot the bill for anything they deem necessary and usual for your care. Usually, minor accidents that result in minor injuries are covered in full. Problems can occur, however, when the cost of medical treatment rises. Insurers can slow payments, question claims, and deny coverage for things they consider outside the scope of coverage.

Why the Cost Matters

Unless you are having issues with payment of your medical bills, you might not be aware of the costs as they climb. It's in your best interest to keep up with your medical bills, receipts, billing statements, explanation of benefits, and other medical paperwork. If a bill goes unpaid, you will be billed and collection actions could begin in a surprisingly short period of time. Unpaid medical bills can result in bad marks on your credit eventually. You must take action quickly when medical costs are not being addressed by the insurer.

The Pain and Suffering Medical Cost Connection

An accident can cause not just physical injuries but damage to your emotional status. Personal injury law addresses that loss and calls it pain and suffering. The way pain and suffering is figured varies but often it depends on the dollar cost of your medical bills. The medical treatment cost is multiplied by a number that is based on the seriousness of the injury and that becomes your pain and suffering payment. That means that the cost of your medical care is connected to the compensation you end up being paid for mental distress.

You should not need to deal with unpaid medical bills. Speak to your personal injury attorney about the importance of medical care and what you should receive for your pain and suffering.